How Australian Law Allows You to Claim Compensation Due to Injuries

In modern-day society, you should be able to go about your business on a daily basis safely, without being involved in an incident that is no fault of your own. In other words, if you go into somebody's shop or office in order to conduct some business or are just walking around in a public place, you are entitled to protection. Sometimes, however, things do not go as planned, and you may sustain some injuries, and as a consequence, you will suffer monetary harm and need to seek some compensation. In what situations are you covered?

How Does the Law Help?

In Australia, the law governing this type of situation is laid down in the Civil Liability Act, which also sets out the amount of compensation you can claim against public or private organisations. This type of law is applicable whether you are walking in a public place, or entering a particular business. Each one of these locations needs to have the proper level of public liability insurance, which will in turn help to pay compensation whenever damage claims like this materialise.

Many Risks Are Covered

There are all kinds of risks in the real world, and a number of different scenarios where you could sustain an injury that is covered by the Act. For example, you may slip and fall because you weren't notified (by a sign or something similar) that the floor was wet. Some paving stones may have worked loose on a public pathway, causing you an injury, and you're covered, whether or not anyone should maintain that you "should" have seen it.

Perhaps you will eat a batch of dodgy food at a restaurant and contract a nasty case of food poisoning; in this case, you are also covered under the law.

You can claim against the local government if your kids are hurt when they're playing in an established school playground, or pick up an injury in the park. You may also be covered if you buy goods that prove to be defective, if you sustain monetary damages as a consequence. Under this law, you can also claim against a dog owner if you happen to be bitten, or indeed against someone who might assault you.

Calculating Payments

As you can see, there are very many situations where you may be eligible for compensation, but the amount of money paid out will differ based on the nature of the incident. You may also be awarded compensation in the form of weekly payments, rather than a lump sum, and this is especially the case if you are claiming for any loss of earnings in the future.

Navigating the Tough Road

The insurance companies are very well set up to defend against any and all claims in the majority of situations. The court system is also aware of and will guard against any potentially frivolous claims. As a consequence, you need to work with an established compensation lawyer to help you navigate your way through this minefield.